Monthly expenses in Kouvola, Finland

It's been a while since we talked about expenses! We know how important it is to get a real sense of the cost of living before moving. After all, numbers on websites like Numbeo.com don’t always match reality. That’s why we asked people actually living in Kouvola to share their monthly budget and give you a clearer picture.

Here’s a breakdown of the budget for a household of three adults in Kouvola:

💥 Monthly expenses:

• Housing (3-room apartment) – €820 + water €75 (25×3) = €895

• Parking spot – €20

• Internet (Telia) – €20

• Mobile (Elisa) – €60

• Electricity – €40-45

• Sauna – €10

• Groceries – €800-1000

• Dog food (2 dogs) – €60

• Public transport passes (1 person) – €57

• Fuel – around €50

• Household supplies – €80-100

• Haircuts & cosmetics – €200-300

💥 Total: ~€2392-2617

(does not include entertainment, alcohol, healthcare, travel, clothing expenses).

💥 Annual expenses:

• Car maintenance – €1200-1500

• Mandatory car insurance – €480

• Comprehensive car insurance (Casco) – €820

• Vehicle tax – €313

• Mandatory home insurance – €75

• Dog insurance (1 dog) – €330

• Health insurance (1 person) – €280

⭐ Rental and utility costs depend on the area. If you're planning to move to Finland, you can check housing prices on these websites:

Vuokraovi.fi
Oikotie.fi